Finance, without the noise.

Simple finance tracking for the common household.

Connect your accounts and let Vylo do the rest—categorized transactions, updated budgets, and one household view, without the dreaded Sunday spreadsheet session you always skip.

First month $2 · Read-only bank connections

Transaction sorted Whole Foods · Groceries
Budget status Projected $180 under

Household overview · April

$612 left to spend

Groceries
$842
Dining out
$614
Transport
$390

Transactions reviewed

W

Whole Foods

→ Groceries

$67.43
U

Uber

→ Transport

$14.20
N

Netflix

→ Subscriptions

$15.99
S

Sweetgreen

→ Dining out

$18.75

Budget progress · March

Groceries$842 / $1,000
Dining out$614 / $600
Transport$390 / $500
Subscriptions$127 / $200
3 on track 1 over budget

One household view

From scattered tools to a shared financial picture.

Household finances usually live across bank apps, cards, receipts, and conversations. Vylo brings the important pieces together: what was spent, what is left, what is projected, and which categories need attention.

Features

Everything you need. None of the finance-bro fluff.

Most finance apps have become expensive, overly complex, and oddly intense. Vylo keeps things simple: automatic tracking, clear budgets, and one shared household view built for real life — not spreadsheet hobbyists.

01 · Auto-categorization

Transactions categorize themselves.

Merchant details are mapped to the right categories automatically, with easy corrections when your household wants to fine-tune the rules.

02 · Budget status

See where the month is headed.

Vylo shows what is left to spend, what you are projected to spend by month-end, and which categories are starting to drift before they turn into a problem.

03 · Household view

Keep everyone aligned.

Partners, housemates, or family members can each connect their own accounts and see one current household picture.

04 · Net worth

See assets and debt together.

Cash, investments, property, debt, and other assets roll into one clear net-worth snapshot.

T

Trader Joe's

Groceries
$84.21
S

Spotify

Subscriptions
$11.99
C

Chipotle

Dining out
$18.44
U

Uber

Transport
$24.10
82% month used
Groceries$842 / $1,000
Dining out$614 / $600
Transport$390 / $500
A
J
K
$3,241 shared spend
Household net worth $284,500
Cash$45k
Investments$120k
Property$160k
Debt-$40.5k

New transactions are organized as they arrive.

Security

Bank-grade security you can trust.

Vylo connects through Plaid, the same infrastructure used by Venmo and Robinhood. Vylo receives read-only transaction data. Your banking credentials never touch our servers.

Get started securely

Powered by Plaid

The same trusted infrastructure used by Venmo, Robinhood, and thousands of financial apps.

Read-only access

Vylo can only view your transactions — it can never move money or make changes to your accounts.

No stored credentials

We never see your banking username or password. Plaid handles all authentication securely.

256-bit encryption

All data is encrypted in transit and at rest using AES-256 — the same standard as your bank.

FAQ

Common questions

Vylo is a household money app that connects to your bank accounts, categorizes transactions automatically, tracks budgets, and gives everyone in the household one shared view.

When a transaction arrives, Vylo uses the merchant details and your category rules to place it in the right budget category. You can correct a category, create custom categories, or bulk-reassign transactions anytime.

Yes. Vylo uses Plaid to connect to your bank — the same technology behind Venmo and Robinhood. Vylo receives read-only transaction data. We never see your login credentials, and we can't move money.

From settings, invite anyone by email. Once they accept and connect their accounts, your household gets a combined view of all spending and shared budget tracking.

Your first month is $2. After that, Vylo is $7/month for the whole household. Every current feature is included, and future features are included too. No annual plans, no tiers.

Vylo supports over 12,000 banks and credit unions through Plaid — Chase, Bank of America, Wells Fargo, Citi, Capital One, and most others.

Pricing

One simple household plan.

Your first month is just $2, then $7/month.

Unlimited household members and all features included.

Welcome offer
$2 / first month

Then $7/month · billed monthly

Get started

No annual commitment. Cancel anytime.

Everything’s included

  • Smart AI-based transaction categorization
  • Easy budget tracking
  • Add your household for the full picture
  • Net worth tracking
  • Every new feature we add

Ready for a clearer month?

Connect your accounts in minutes. Vylo keeps the household view current from there.

Get started