Connect your accounts once. Every transaction shows up, categorized and tracked, automatically. No spreadsheets. No dashboards. No Sunday night catch-up sessions.
Bank-level encryption · Powered by Plaid · No credit card required
Total spend · March
$3,241.58
Auto-categorizing
Whole Foods
→ Groceries
Uber
→ Transport
Netflix
→ Subscriptions ✓
Sweetgreen
→ Dining out
Budget progress · March
Most people don't want a second job managing their money. They just want to know where it went.
Before
With Vylo
Most finance apps kept adding. Vylo kept cutting. Here's what's left.
Link your bank once. Every transaction pulls in and categorizes itself — no logging in, no tagging, no updates to forget.
Open Vylo and you'll know exactly where you stand — not an estimate, but the actual number, right now, this month.
Add your partner or housemates. One login each, one picture together. No more "did you pay that?" texts.
Powered by Plaid. Read-only access. We never see or store your banking credentials.
Features
We built what actually helps you stay on top of your money. The rest got cut.
The moment a charge posts, Vylo reads the merchant and drops it into the right bucket — groceries, dining, transport, subscriptions. No review queue. No weekend catch-up.
Week over week, month over month — the chart tells the story your bank statement buries in a list.
Budget per category. Vylo watches the number so you don't have to. When you're getting close, you'll know.
Invite your partner or housemates. They get their own login, you all get one shared view. No more reconstructing who spent what.
Rename the defaults. Create your own. Move transactions between them. The app learns what you prefer and applies it going forward.
Connect your bank accounts and add anything Plaid can't see — property, vehicles, investments. Vylo calculates your household net worth automatically, tracks how it changes over time, and breaks it down across every asset and liability.
Household Net Worth
$284,500
Security
Vylo connects via Plaid — the same infrastructure used by Venmo and Robinhood. We get read-only access to your transactions. Your credentials never touch our servers.
Get started securelyThe same trusted infrastructure used by Venmo, Robinhood, and thousands of financial apps.
Vylo can only view your transactions — it can never move money or make changes to your accounts.
We never see your banking username or password. Plaid handles all authentication securely.
All data is encrypted in transit and at rest using AES-256 — the same standard as your bank.
FAQ
Vylo is a finance tracker that connects to your bank accounts and automatically categorizes every transaction. You get a clear, real-time view of where your money goes — without entering a single thing manually.
When a transaction arrives, Vylo reads the merchant name and assigns it to a category. You can correct any categorization, create custom categories, or bulk-reassign transactions. The more you use it, the smarter it gets.
Yes. Vylo uses Plaid to connect to your bank — the same technology behind Venmo and Robinhood. We get read-only access to your transactions. We never see your login credentials, and we can't move money.
From settings, invite anyone by email. Once they accept and connect their accounts, your household gets a combined view of all spending and shared budget tracking.
Free to start — sign up and connect your accounts at no cost. Premium features will be announced separately.
Vylo supports over 12,000 banks and credit unions through Plaid — Chase, Bank of America, Wells Fargo, Citi, Capital One, and most others.
Takes two minutes to connect. From there, it runs itself.
Get started — it's free